google pay bank and credit card

Google Pay is the company’s one-stop-shop for all things related to your finances. It’s a very powerful service if you use all of its features. One handy feature is the ability to add your bank or credit card to track spending.

The financial feature is similar in concept to services such as Mint and Simplifi. You connect Google Pay to your bank account or a credit card and the service will keep track of your spending and provide insights. If you’re already a Google Pay user, it makes sense to do this in the Google Pay app as well.

RELATED: What Is Google Pay, and What Can You Do With It?

To get started, make sure that you have the correct Google Pay app for iPhone or Android installed. This feature does not work with the “old” Google Pay app that was replaced in late 2020.

Open the Google Pay app on your iPhone or Android device and go to the “Insights” tab. If this is your first time using Google Pay, you will be asked to sign in to your Google account first.

go to the insights tab

Next, tap the “Add an Account” button.

tap add an account

The next screen will explain that Google is using a service called “Plaid” to link your bank or credit card account. Tap “Accept & Sign In” to proceed.

select accept and sign in

Plaid will now ask you to agree to its Privacy Policy before proceeding. Tap “Continue” if you agree.

tap continue to agree to the privacy policy

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Use the search box at the top of the screen to find your bank or credit card provider. Select it from the list.

find your credit card or bank

You’ll be brought to a login page where you can enter your credentials to link the account.

enter credentials to link account

The sign-in process may be different depending on your specific bank or credit card account. Follow the steps until you’re fully connected and the account has been added.

account added screen

Once the account has been connected to Google Pay, you’ll see data appear in the “You Have” and “You Spent” section. This gives you a quick overview of your monetary situation.

spending at a glance

Scroll down on the “Insights” tab to see a list of “Recent Activity.” Tap “All Transactions” to see the full list.

transaction history

At the top of the “Insights” tab, there is a “See More” button. This is where you can allow Google to search for receipts in your Gmail and Google Photos accounts.

show reciepts from gmail and google photos

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The top blue section will show you more information about your recent spending, linking you to charts and more. If they don’t populate immediately, Google Pay hasn’t had enough time to track your spending habits.

Google Pay Insights
Google

Google Pay will now keep tabs on your spending and help you track your habits.

Joe Fedewa Joe Fedewa
Joe Fedewa is a Staff Writer at How-To Geek. He has close to a decade of experience covering consumer technology and previously worked as a News Editor at XDA Developers. Joe loves all things technology and is also an avid DIYer at heart. He has written thousands of articles, hundreds of tutorials, and dozens of reviews.
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